Category archives for: Jason Katz

The Return of the Adjustable Rate Mortgage

Mortgage Lenders in Del Mar, San Diego

By Jason Katz, Vice President of Mortgage Lending for Guaranteed Rate Mortgage According to the Wall Street Journal, during the last quarter of 2013, adjustable-rate mortgages (ARMs) were up 22% from the previous year and are at their highest since the third quarter of 2008. ARMs were to blame for many of the foreclosures during [...]

Jumbo Loans Are Making a Comeback

interest

By Jason Katz, Vice President of Mortgage Lending for Guaranteed Rate Mortgage Jumbo loans are not only making a comeback; they are coming back in all shapes and sizes. Since the latter part of 2013, jumbo loans have been making headlines because something quite unprecedented happened: jumbo loan interest rates started to drop below conforming [...]

The 2014 Real Estate Outlook: Bull Versus Bear

bull

By Jason Katz, Vice President of Mortgage Lending for Guaranteed Rate Mortgage 2013 was a year of contrasts for the San Diego real estate market. During the first half of the year, an unusually low supply of homes, coupled with low rates, spurred bidding wars and pushed home prices up sharply. The second half of [...]

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  • Rancho Santa Fe Library to present Alzheimer’s series
    Taking aim at Alzheimer’s, the county Board of Supervisors in May launched the Alzheimer’s Project, an effort to create a regional strategy to improve caregiver resources and to support research efforts to find better treatments and ultimately, a cure for the disease. […]
  • Rancho Santa Fe Invasive Plants and Better Alternatives
    By Steve Jacobs, Nature Designs In California we are lucky to live in a mild climate that allows us to grow amazing landscapes. Because of this mild climate, plants from other parts of the world often thrive; and some grow so well they become known as invasive. These plants ‘jump fences’ and ‘throw seeds.’ Their […]
  • Rancho Santa Fe School District’s robotics program receives new funding
    The Rancho Santa Fe School District is making its school’s robotics program more robust this year, allocating $42,500 in stipends to staff coaches just like the district does for its athletics program. “I think the program has taken a big step,” said Superintendent Lindy Delaney. “I think we’re on our way toward developing a great program there.” John Galipa […]