Category archives for: Jason Katz

The Return of the Adjustable Rate Mortgage

Mortgage Lenders in Del Mar, San Diego

By Jason Katz, Vice President of Mortgage Lending for Guaranteed Rate Mortgage According to the Wall Street Journal, during the last quarter of 2013, adjustable-rate mortgages (ARMs) were up 22% from the previous year and are at their highest since the third quarter of 2008. ARMs were to blame for many of the foreclosures during [...]

Jumbo Loans Are Making a Comeback

interest

By Jason Katz, Vice President of Mortgage Lending for Guaranteed Rate Mortgage Jumbo loans are not only making a comeback; they are coming back in all shapes and sizes. Since the latter part of 2013, jumbo loans have been making headlines because something quite unprecedented happened: jumbo loan interest rates started to drop below conforming [...]

The 2014 Real Estate Outlook: Bull Versus Bear

bull

By Jason Katz, Vice President of Mortgage Lending for Guaranteed Rate Mortgage 2013 was a year of contrasts for the San Diego real estate market. During the first half of the year, an unusually low supply of homes, coupled with low rates, spurred bidding wars and pushed home prices up sharply. The second half of [...]

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